Drivers 55 & older may qualify to receive a discount through AARP Smart Driver Course.

Visit the AARP website at to apply for your three-year (3) auto insurance discount. To find out how to get your discount, simply click on the AARP Smart Driver course and follow the instructions.

Please check with your auto insurance provider or agent prior to taking this course for any additional requirements for eligibility. Please be aware that AARP charges a small fee for the required exam. (A discount rate is provided to AARP members).

Once you successfully complete the AARP Smart Driver Course, simply provide your auto insurance company with your certificate.                                                              

All insured drivers who are fifty-five (55) years old or older are eligible for this discount. This is made possible with Miss. Code Ann. § 63-15-46 – Premium reductions for older drivers successfully completing an accident prevention course.

Note: As a condition of maintaining the discount, the insured driver must not be involved in an accident for which the insured is determined to be at fault. The insured must also not be convicted, plead guilty or plead nolo contendere to a moving traffic violation.